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The Latte Factor is a metaphor for those unnecessary "little" expenditures that we waste our money on, without realizing how much they add up to.
Track what you spend for one week. Then take that money each week and devote it to savings. Before you know it, you'll see your fortune start to grow! |
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| 1. |
Enter an expense.
On the next page, you'll be asked to enter a casual expense.
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| 2. | Discover what your Latte Factor is costing you.
Instantly see how much you could have if you were saving this expense instead.
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| 3. | Continue adding in your expenses
Track your expenses for a day, week, even a month. Once you identify your Latte Factor, cut back or eliminate it completely. Then take that money you're no longer spending and devote it to savings. Before you know it you'll see your fortune start to grow!
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